Free tool
Sole Trader Take-Home Calculator
Find out exactly how much you take home after tax as self-employed.
Your income
£
£
Your results
Annual take-home
£28,316
Monthly take-home
£2,360
Gross income£40,000
Less expenses– £5,000
Taxable profit£35,000
Income tax– £4,486
NI Class 2– £179
NI Class 4– £2,019
Effective tax rate19.1%
Income breakdown
Monthly budget
£2,360
This is your monthly take-home after all deductions. Set aside at least 25–30% of each payment for your Self Assessment bill.
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